Term Insurance
Protection
Term Insurance
High-cover pure protection plans ensuring absolute income replacement and debt clearance for your family in unforeseen events.
Service Overview
Term insurance is the non-negotiable foundation of every wealth plan. A pure risk cover provides substantial financial replacement for your family at a fraction of the cost of traditional endowment policies, ensuring all family debts and future aspirations remain intact.
How We Work
01 Human Life Value (HLV)
Calculating exact cover based on income, liabilities, and dependants.
02 Insurer Comparison
Screening claim settlement ratios (CSR) and rider benefits.
03 Medical & Underwriting
Full transparency disclosures to guarantee hassle-free claim settlement.
04 Annual Policy Audit
Reviewing cover adequacy as income and debt levels evolve.
Key Advantages
- Huge coverage (₹1 Cr to ₹5 Cr+) at nominal annual premiums
- Critical Illness, Accidental Disability, and Waiver of Premium riders
- Full claim settlement support and family advocacy by our team
- Tax exemptions on premiums under Section 80C and payouts under 10(10D)
Frequently Asked Questions
We recommend a minimum of 15x to 20x your annual gross income plus all outstanding loans like home or business debt.
Statutory & Regulatory Notice
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Satish Jain is an AMFI-registered Mutual Fund Distributor (ARN-12349, EUIN: E037180). Insurance products are subject matter of solicitation distributed through respective corporate agency authorizations (LIC: 01164109, Star Health: BA0000113711, HDFC ERGO: HCG230706177336).